Insurance companies ask for a 42.2% rate increase for homeowners' insurance.  Insurance Commissioner Mike Causey announced that the North Carolina Rate Bureau filed a rate filing with the North Carolina Department ofInsurance on Wednesday asking for an average  statewide increase in homeowners' insurance rates of4 42.2%. The Rate Bureau has asked for the rates to become effective. Aug. 1. and is a separate entity from thel North Carolina Department ofInsurance.  The North Carolina Rate Bureau represents companies that write insurance policies in the state This rate filing follows the homeowners' insurance rate filing that the Department of Insurance received from the North Carolina Rate Bureau in November 2020, where the Rate Bureau requested an overall average increase of24.5%. That filing resulted in a settlement between Commissioner Causey and the Rate Bureau for an overall average rate increase of7.9%. Aj public comment period is required by law to give the public time to address the proposed rate  increase. There are four ways toj provide comments:  Aj public comment forum will be held to listen to public input on thel North Carolina Rate Bureau's rate increase request at the North Carolina Department of] Insurance's. Jim Long Hearing Room on Jan. 22 from 10a.m. to 4:30 p.m. The. Jim Long Hearing Room is in Avirtual public comment forum will bel held simultaneously with the in-person forum on be: itps/ncgov.webex.com/negoviphpMID-mbiel0esiopbedd/asee485915db7 Emailed public comments should be sent by Feb. 2 to: 2024Homeowners@ncdoi.goy. Written public comments must bei received by Kimberly W. Pearce, Paralegal III, by Feb. 2and addressed to 1201 Mail Service Center, Raleigh, N.C.27699-1201.  the Albemarle Building, 325 N. Salisbury St., Raleigh, N.C. 27603. Jan. 22 from 10 a.m. to 4:30 p.m. The link to this virtual forum will  Phone Contact: 9198076014  All public comments will be shared with the North Carolina Rate Bureau. IfDepartment of Insurance officials do not agree with the requested rates, the rates will either be denied or negotiated with thel North Carolina Rate Bureau. Ifasettlement cannot be reached within 50 See attached specific table of! proposed homeowners' rate increases across the state.  days, the Commissioner will call for a hearing.    2024 Proposed Homeowners Increase COUNTIES/CITIES LOCATED IN THIS TERRITORY Beacha areas in Currituck, Dare and Hyde Counties Beach areas in Brunswick, Carteret, New Hanover, Onslow and Coastal areasi in Currituck, Dare, Hyde and Pamlico Counties Eastern Coastal areas of Brunswick, Carteret, New Hanover, Onslow &F Pender Counties. Eastern Coastal areaz zip codes: 28403, 28404, 28405, 28406, 28407, 28408, 28409, 28410, 28411, 28412, 28422, 28428, 28443, 28445, 28459,28460, 28461, 28462, 28467, 28468, 28469, 28470, 28480, 28511, 28516, 28520, 28524, 28528, 28531, 28532, 28533, 28539, 28553, 28557, 28570,28577,28579, 28581, Coastal areas in Beaufort, Camden, Chowan, Craven, Jones, Pasquotank, Perquimans, Tyrell & Washington Counties Western Coastal areas of Brunswick, Carteret, New Hanover, Onslow & Pender Counties. Western Coastal area: zip codes: 28401, 28402, 28420, 28421, 28425, 28429, 28435, 28436, 28447,28448, 28451, 28452, 28454, 28456, 28457,28465, 28478, 28479,28518,2 28521, 28540, 28541, 28542,28543, 28544,28545,28546,28547,28555, 28574, 28582 Gates and Hertford Counties Bertie, Greene, Martin, Pitt, and' Wayne Counties Duplin and Lenoir Counties Columbus County Edgecombe and Wilson Counties Cumberland and! Sampson Counties Bladen and Robeson Counties Franklin, Halifax, Johnston, Nash, and Northampton Counties Harnett, Hoke, and Scotland Counties Granville, Person, Vance, and Warren Counties Cities of Durham and Raleigh. Durham and Wake Counties Chatham and Orange Counties Lee and Moore Counties Anson, Montgomery, and Richmond Counties Cities of Greensboro and Winston-Salem. Alamance, Davie, Caswell, Forsyth, Guilford, Rockingham, Stokes, and! Surry Counties Cabarrus, Davidson, Randolph and Rowan Counties  TERRITORY 110 120 130  NCRB PROPOSED INCREASE  45.1% 99.4% 33.9%  Pender Counties  140  71.4%  28584, 28589  150  25.6% 43.0% 30.4% 57.8% 71.3% 63.1% 57.8% 45.5% 56.1% 40.8% 39.9% 39.3% 39.8% 25.1% 28.4% 26.1% 36.6% 25.1% 22.3% 41.3% 27.8% 20.5% 7.6% 4.3% 8.5%  160 170 180 190 200 210 220 230 240 250 260 270 280 290 300 310 320 330 340 350 360 370 380 390  Yadkin County Union Counties  City of Charlotte. Alexander, Iredell, Mecklenburg, Stanly, Wilkes and Cleveland, Gaston Lincoln, and Rutherford Counties Alleghany, Ashe, Buncombe, Burke, Caldwell, Catawba, Henderson, McDowell, Polk, Watauga, and Yancey Counties Avery and Mitchell Counties Haywood, Madison, Swain, and Transylvania Counties Cherokee, Clay, Graham, Jackson, and Macon Counties